View Full Version : Anyone can tell me which insurance company is the cheapest in MA?
I need cheaper insurance!!! my insurance is $3988 with $1000 deductable for next year!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Anyone can introduce one cheap company to me? (my little brother's Z4 3.0 is just $3500 for a year with $500 Deduct....)
THX!!!
bagodoosh
10-04-2003, 07:59 PM
mass insurance is regulated by state. you'll get the same rate (theoreticaly) no matter the company. price depends on your record, car & what discounts (http://www.state.ma.us/doi/consumer/waystosave%5Fdiscounts.html) apply to you.
speedeeGTS
10-05-2003, 07:02 AM
damn and i thought my rate was high. i have to pay $3100/year with a $500 deductible. what step are you at Tung? im a 26 and its going down!!! :thumbup: im a good driver now ;)
do you have discounts through your work? at my work we have a 5% discount through liberty mutual. it gets deducted right out of my paycheck every 2 weeks. i hate LM, but it saves me the time of having to worry about sending a check each month and i never even notice the money is gone because i never see it anyways
hi~ I am 20 and 17 step........
AR!!! 4 years later i can buy a corolla with the money i put on insurance!!!!!
bagodoosh
10-06-2003, 10:15 AM
Originally posted by Tung
hi~ I am 20 and 17 step........my insurance is $3988 with $1000 deductable
that seems awfully high. it doesn't sound rite to me.
PS> where did you buy your CF hood & how much?
rddcelica
10-06-2003, 03:02 PM
dayum you guys and high insurance rates.....BAD DRIVERSI TELL YA!
when i had the celica i paid $1200/yr no deductible
the 2000 camaro Z28 i paid $1250/yr no deductible
now with the 98 Jeep Wrangler i pay $1050/yr which wil be going down dec. 28 when my step goes down again!
speedeeGTS
10-06-2003, 07:11 PM
Originally posted by rddcelica
dayum you guys and high insurance rates.....BAD DRIVERSI TELL YA!
when i had the celica i paid $1200/yr no deductible
the 2000 camaro Z28 i paid $1250/yr no deductible
now with the 98 Jeep Wrangler i pay $1050/yr which wil be going down dec. 28 when my step goes down again!
you suck! wanna trade rates? are you still on under your parents randy or on your own? and tungs does seem high. but he does live in boston.... that could explain a lot
bagodoosh
10-06-2003, 07:26 PM
Originally posted by speedeeGTS
but he does live in boston.... that could explain a lot
where'd you get that idea? his location tag says waltham.
i'll call my insurance company tomorrow and pretend to be charlie.. see what kind of rates they tell me.
speedeeGTS
10-06-2003, 07:34 PM
waltham, boston... same sh!t isnt it? you are such a rebel kia! calling and pretending to be someone else. you are so cool!!!
bagodoosh
10-07-2003, 03:59 AM
wtf is wrong with you? you sound like these morons from NY. i guess you gotta act like them if you're going to spend time with them.
hi~ i got my hood from a group buy here at $395~
And thank you guys for your help! Please let me know if there is a cheap insurance company ^_^ THX!
bagodoosh
10-07-2003, 12:09 PM
hey tung,
i called Metlife insurance today. from my understanding, at age 20 with step 17 and a comprehensive coverage for that vehicle you are going to pay nearly $4000.
i imagine rite now your coverage is 100/300. it means in case of injury they pay max $100,000 per person, $300,000 per accident.
if you change to 20/40, it'll drop your insurance even more.
from my conversation today, a mr.tung of waltham, ma @ age 20 with step 17, using 20/40 coverage and $1000 deductible, your comprehensive insurance for a 2003 celica gts would be (with metlife auto), $3037. the same coverage with $500 deductible would be $3857. this includes a %25 discount for air bags. i'm not sure if you have an alarm, but that could be worth up to another 35%.
don't quote those rates because i was just pretending to be you. for a more accurate quote you'd need to call yourself.
metlife also offers interpreters if you're not comfortable with english.
however my first suggestion is to contact your insruance agent/company and verify your coverage. change it to 20/40 if possible. make sure you are getting proper discounts.
rddcelica
10-07-2003, 03:41 PM
Originally posted by speedeeGTS
you suck! wanna trade rates? are you still on under your parents randy or on your own? and tungs does seem high. but he does live in boston.... that could explain a lot
NEVER have i been on anyones plan excepty own bud
Thank you very much!bagodoosh
You are the man!!! i will call them tomorrow and see how much it will be~
Thank you!
bagodoosh
10-07-2003, 04:03 PM
no problem. now you find me good price for girl that love me long time. she so horny. she sucky sucky. :thumbup:
rddcelica
10-07-2003, 04:54 PM
"5 dolla she'll make you holla"
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