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View Full Version : How much is your car insurance?


00 LSM GTS
02-15-2002, 03:34 PM
I think i'm gettin raped up the ass with my insurance.. i got the bill today and it read $1640+ for a 6 month premium.. and they quoted me $575.36 for 6months wehn i called :( this seem fair?? i never had to pay this amount for a car let alone insurance... here are my stats..

- age 19 (driving legally for 3yrs)
- no tickets or anything
- in Cali

Bling
02-15-2002, 03:43 PM
$900 every 6months.
- age 19
- one car wreck.
- one speeding ticket for 20 over.

MarkyMark
02-15-2002, 03:44 PM
$2200/year, no points or accidents

TeeAreDeaGeeTeeEss
02-15-2002, 03:48 PM
I'm 22
3 accidents (none my fault)
4 points (but havent gotten a ticket in like a year)

I pay $197 a month full coverage

:)

EzRidA
02-15-2002, 03:51 PM
I'm 18 and it costs me 2,320 a year. I have a few tickets to.

-Dan

00 LSM GTS
02-15-2002, 03:59 PM
so far my rate is still the highest :p
and it looks like i have a better driving record than some of you
oh and btw plz list your insurance company so i can call them and have them gimme a quote this is practically the first time i'm gettin insured so maybe that's why my rate is so high?
oh yea i have State Farm, they reeled me in with that $575 quote and charged me 1600+ :mad:

00CericaRuss
02-15-2002, 04:05 PM
$230 every 5 out of 6 months since i do it in payments...
full coverage.
1 ticket

I think it's around $800-$900 if i pay the whole thing at once

yakkosmurf
02-15-2002, 04:47 PM
I'm paying $800 for 6 months for both of my cars. I'm 26, with a perfect driving record. I'm looking forward to the decrease after I get married.

Trial00GTS
02-15-2002, 04:59 PM
I'm right with you 00 LSM GTS
-i'm 20
-perfect record

The Game
02-15-2002, 06:06 PM
21, 1 accident and 1 ticket (16 mph over the limit)

$1900 a year and its in my dads name, I'm the secondary driver, full coverage.

SC3
02-15-2002, 06:32 PM
27/male - last speeding ticket in 1997, no points - Suburban Maryland/Washington DC - Red01GT

$587.00 for 6 months ($500 deductible)

SC3

BoyRacer
02-15-2002, 07:34 PM
Almost 21. one accident. no tickets or points. $256 a month. i pay that crap. mine is so high because i have every imaginable option. most people have 10k-20-10k, he he he i have 100k-300k-100k...................so i can cause some real damage and not get screwed!------Alstate

BoyRacer
02-15-2002, 07:35 PM
oh i have my own policy also. so i am not attatched to either of my parents policies at all.

tempuras
02-15-2002, 07:44 PM
try to live in jersey, my friend was quote $7000 a year for full coverage, he is 23, and he has no accident and 2 points

Coolwheels00
02-15-2002, 07:45 PM
Damn, I remember those days of high ins. I'm 30, married and pay
$360 every 6 months for my Celi and $330 every 6 months for my Accord. Not a perfect driving record but I don't even know if my ins knows about my tickets :

EndlessShock
02-15-2002, 09:02 PM
25 No dirt at all $450 6 months

Kry
02-15-2002, 09:03 PM
2,575 6 months
19 years old

02-15-2002, 09:33 PM
I pay around $660 every 6 months (i normally pay in 3 month intervals since i can't afford that much usually all at once, and for 3 months its like $170-190).
-19 female going on 20 3/9
-clean driving record... i had one tiny accident after 1 year of driving.. but its been 3 years now so it should be off my record this year.
-i'm also not rated primary driver on my Celica... our insurance rated me primary driver on our 86' accord dx 5speed.. but i'm covered on all 4 of our cars (dads 00' stang' V6, 87' Wrangler, my celica, and 86' accord). If i was rated primary driver on the Celica they said it was going to be like $3k a year.

Willis5050
02-15-2002, 10:50 PM
$745/year
-20 years old, perfect record
-Nationwide Insurance

Location has a lot to do with the premium as well.

Itzdavidx
02-15-2002, 10:56 PM
i went to my insurance broker today and i was quoted around $3000 every 6 months... the insurance company is mercury...

im 17... turning 18 in april... driving since dec 2000 so its been like 14 months and i have one accident which isnt my fault

PapiChuu
02-15-2002, 11:53 PM
NJ insurance rape capital of the world, 25 with full coverage 2500/yr
2 yrs ago i was quoted on my tercel for full coverage 5000/yr

DevlynSyde
02-16-2002, 05:54 AM
23, 100/300/100 with Progressive at 2k a year. It all depends on location, age, home ownership discount, multiple car discount, etc. so there is really no telling. By the way, All State quoted me at 6k a year. :o)

latinracer
02-16-2002, 07:24 AM
20
13 points
6180 a year
515 a month

and that only that cheap cause im under my mom insurence i had to te only way i could afford tha car so yes NJ is the biggest peices of crap for car insurence so when u think u live out there in the west cost and south ur insurences can never be as high as NJ

kabal57
02-16-2002, 12:44 PM
I pay $120 a month..
or close to $720 every six months.. but my insurance is the highest they allow with deductibles of $50 for accidents and $100 for damage (wind, vandalism that kinda stuff)
I had a shingle blow off the roof and whack my car, ins paid almost $800 to fix it, and i paid $100 :)
all in all not a bad deal
im also 26, live in cali and have no accidents/tickets

SeanCelicaGTS
02-16-2002, 12:48 PM
I'm 21, 2 speeding ticket >10 over
no accidents

$156/month

The Game
02-16-2002, 03:20 PM
Originally posted by latinracer

13 points


:eek: Slow Down!!!

2001SilverGTS
02-16-2002, 05:13 PM
I'm paying $140 a month. No tickets, no accidents. And a ZERO dollar deductable. :)

gnes100
02-16-2002, 06:43 PM
13 POINTS:eek: and that only that cheap cause im under my mom insurence i had to te only way i could afford tha car so yes NJ is the biggest peices of crap for car insurence so when u think u live out there in the west cost and south ur insurences can never be as high as NJ

SHHHHHH .... CALIFORNIA WOULDNT EVEN COVER YA

2000 XYR
02-16-2002, 07:59 PM
30 y/o
no tickets
DC metro area (more expensive than most, but not as much as NJ ;) )
$444/year on my truck. :D

CelicaNamja79
02-16-2002, 08:12 PM
I've been paying $630 per 6months.

22yrs old,
1 ticket on driving record
$500 deductable on both

and for my new premium. I was quoted $680 per 6months.
I am with USAA and I am paying California rate.

Magnus
02-17-2002, 12:11 AM
Originally posted by tempuras
try to live in jersey, my friend was quote $7000 a year for full coverage, he is 23, and he has no accident and 2 points

Goodness..

So how much would it cost to insure a red Trans-Am or a Corvette for some one whose under 25, single and with three points.

Would anyone even be willing to cover you?

Korben007
02-17-2002, 09:04 AM
What up all you guys are gonna hate me. I pay 70bucks a month premium coverage up to 2 million dollars. If you are wonding why it is so cheap its because we own a family excavation company so we have a huge insurance policy, so the celica is the cheapest thing on the policy compared to construction equipment. I don't know what my deductible is I have never had to use it. I am 19 and have not had a ticket for a year and 3/4 now, and the last one i got was a 4 pointer I think, and I have no accidents.

Bye
Thanks

celiboy07
02-17-2002, 01:58 PM
-19 Male...Legally driving since 16 (Got license on my bday)
-One accident, not my fault, no tickets
-My dad's primery driver, im secondary
-$390..a month....
-California AAA

Blue Batmobile
02-17-2002, 02:11 PM
Full coverage for 1 year I pay around 528.00

Bat

Humza
02-17-2002, 06:31 PM
$3000 a year.... my celica came without ABS. weird huh? I'm 16, clean record.

djTOY_2000
02-18-2002, 04:23 AM
umm....

20 yrs old
3 tickets (tinted license plate cover, 40mph in 30mph, illegal taillenses)
1 wreck (no-fault)
100/300/100 coverage
2 comprehensive claims within 1 year -not good
own policy too

$485 month

(oh yeah... the altezza tail lights were on my old crx way back in '99 - now they're 50 state legal and it's on my driving record....fu-ckin legislation & cops)

soceur
02-18-2002, 06:07 AM
24yrs old
151.00mo
250 deductable

CoolKat
02-18-2002, 06:55 AM
18, one accident, one speeding ticket, full coverage, $3800 a year