Insurance Rates/Quotes

[Manny_TXtreme]

I have no points on my license, great student (discount!), and never received a movin violation ticket or any of the sort yet the prices Im getting for Insurance quotes are staggering for 6months talk less of the year. Is there anyone under 25 on here who is paying their own insurance???

What company are u using?

This blows!

[evil eye]

Yeah, I pay my own. I'm 23 and it's $1600 for the year I believe, FULLY insured. I have to look up the details when I get home. I'm so not on top of my shit right now.

The only reason why it's so low is because I have been under my mom's name since I was 17, and they gave me a nice discount since I've been with them for 6 years. Funny, cuz even though her insurance put me unde her name (cuz I lived with her), the Celica was always insured under my dad's name (his rates were cheaper).

[Manny_TXtreme]

whoa...$1,600 for the year??? what company are u using?? Let me know!!

[StreetFighter]

I'm 26 now and I'm only a step 10 and I'm still paying 1780/year for my car now. It was 2k a year or two ago.

[evil eye]

Originally posted by Manny_TXtreme
whoa...$1,600 for the year??? what company are u using?? Let me know!!


Yeah, I'll get exact details for you when I go home tonight. So sad that I don't know this info off the top of my head. :o:

[TRD StreetRacing]

i dont' want to even attempt to put the celi under my name :AF:

alot of people have geico manny but IMO they like to rape people without any KY. i've heard nothing but good things about progressive

[Manny_TXtreme]

ya know..so far only progressive has given me a half way decent quote. only somethin better comes along i might have to go with them.

[Radi0active Man]

I'm 24, was paying $3500/year under Allstate, then when Geico became available in NJ I switch and am now paying $1700/year fully insured (including rims/bodykit).

When I got my first Celica at 21, I was paying $4200...

[Manny_TXtreme]

Originally posted by Radi0active Man
I'm 24, was paying $3500/year under Allstate, then when Geico became available in NJ I switch and am now paying $1700/year fully insured (including rims/bodykit).

When I got my first Celica at 21, I was paying $4200...

what do u mean rims/bodykit? u insured them...?

[CelicaRcr01]

22 Years old and paying $1380 every 6 months

EDIT: Insured through USAA

[GINYU-GTS]

<--3100/yr....yay insurance!

mainly due to a bad driving record...

GTS-6

[speedeeGTS]

Originally posted by GINYU-GTS
<--3100/yr....yay insurance!

mainly due to being a h0m0sexual asian...

GTS-6

:gay: bwaaahaaahaaaaaa

hi simon :wave:

[matadorgts]

I had a car accident when i was 21, that fcked me up, I have been paying $250 a month for insurance. But I finally turned 25, no accidents for over 4 years, no points or moving violations, my sister got me a quote from a friend of her @ all state @ 1600 a year, I will find out the details Manny, and if u are interested I will put in touch with her and just tell her that u are my sister's friend. I will pm u the details when i get them...

[GINYU-GTS]

sup M
hows everything going?
i think i'm gonna get around painting my headlights once it gets to 70 degrees on the weekend! unless u want to paint them for me? how much u want if i had u do them? i'm lazy....


GTS-6

[rddcelica]

ill be 23 in june.....pay my own...i use commerce insurance

FULLY insured EVERYTHING...$875/yr :fawk:

[speedeeGTS]

Originally posted by GINYU-GTS
sup M
hows everything going?
i think i'm gonna get around painting my headlights once it gets to 70 degrees on the weekend! unless u want to paint them for me? how much u want if i had u do them? i'm lazy....

GTS-6

not much man... same old! you? i would do it, but after seeing how mine turned out, i dont know if i did something right... the inside is all faded and yellow.. i hate my headlights now. i would do anything to have a normal set of headlights again

on that note, does anyone in the NE have a set of spare headlights they wanna sell? in good condition?

[GINYU-GTS]

doing ok...i went to vegas like a month ago and had the best time...stayed at the bellagio and was comped 10k worth of room/food/beverages! had vip treatment everywhere we went...no waiting no nothing!

so ur suggestion is not to paint them then?

i have a spare headlamp that i won't need minus the outer clear cover len if u need it....

GTS-6

[bagodoosh]

Originally posted by StreetFighter
I'm 26 now and I'm only a step 10 and I'm still paying 1780/year for my car now. It was 2k a year or two ago. sounds like you're over paying to me. i'm step 13 with a higher rate car and pay less than you. you should be paying less than $1000, me thinks.

[evil eye]

Oh yeah Manny, my rims are insured for $1500 for an extra $5 every 6 months, or year, I forget which one.

[Manny_TXtreme]

ur current T3 or the Old Volks u sold to Mike? How does that work if u sell the setup..??

[bOOst tsi]

I'll top all that off... Im paying over 5k a year under geico im 21 got 2 points and 2 accidents .. I hate jersey :bang:

[TRD StreetRacing]

holly crap!!! over 5k :AF: x 10000

[Manny_TXtreme]

Thats some love u got for that GT J. I would;ve sold that sucka if it was runnin me 5k. Way I see it..thats money I couldve spent on a damn fast sports coupe after 3 years of insurance payments and money from sellin the Celica.

[Radi0active Man]

Originally posted by Manny_TXtreme
what do u mean rims/bodykit? u insured them...?
Yeah, Geico allows you to insure aftermarket modifications. I claimed $2500 between my wheels/bodykit/hood and it only cost me like an extra $40/year...

[Radi0active Man]

Originally posted by bOOst tsi
I'll top all that off... Im paying over 5k a year under geico im 21 got 2 points and 2 accidents .. I hate jersey :bang:
That's sick. When I was paying $4200 at 21 I had NO points OR accidents...

[TRD StreetRacing]

Originally posted by Radi0active Man
Yeah, Geico allows you to insure aftermarket modifications. I claimed $2500 between my wheels/bodykit/hood and it only cost me like an extra $40/year...

hmmmmm....i still have to look into this

[evil eye]

Originally posted by Manny_TXtreme
ur current T3 or the Old Volks u sold to Mike? How does that work if u sell the setup..??

It doesn't matter. They asked me if I had any aftermarket parts, I said yes. I have wheels. They didn't ask what kind, they just asked me how much are they worth. I replied with $1500, and she followed by saying that would cost me an extra $5 for the year. I was like, um, yeah... sure! :thumbup:

They also took a pic of my car a week later, but not because of the wheels, just because they require a picture of the car they're insuring, and it needs to be inspected inside and out. I think all NY insurance comapanies require that.

The way I figure it is if my wheels got stolen (God forbid), how can they prove if I sold them or they got jacked. Either way I don't have said wheels anymore.