Insurance

[Tones]

With all this insurance talk, i have started a new thread.
I have bought my car with my mum as joint owners. My insurance is also joint owners so I have 60%NCB. Premium is around $1350 + $400 excess + $400 age access.

[nigainazr]

another way to reduce your insurance bill is to take out all your insurance with the one company......eg. home and contents insurance with car insurance.....you then get a discount on the total premium bill.....they call this multi policy discounts....ask your insurance company about it.

[MattZR]

go to this website, he has gotten me a few good quotes.
www.pyrahtobin.com.au

[morton]

who's that with Tones?

post your cheap insurance companies here

i'm with aami, so that doesn't count, but it's due on friday so you might say i'm looking ;)

[xtravagant_boi]

hey tony, naresh and matt..
with the 17's/18's...bodykit...system..etc..does your insurance company allow you guys to do these mods n stuff??

[nigainazr]

my insurance company alows me to have appearance mods as long as i tell them. they also allow certain engine mods but....not a turbo i think.

naresh

[MattZR]

yeah, they have no problem as long as the mod is legal i think. they havent said anything yet, and as long as I have receipts they are happy.

[xtravagant_boi]

wat companies r you guys with?
can you post them plz...
and also could you tell the ones u were talkin bout matt..so mah cuzin can check if they insure GTR's

[Matty P]

Hey boi,

I'm with NRMA - I know they are not the cheapest, but they are supposed to be easiest to deal with.

It is costing me $1,545 this year to insure my stock 2000 Model ZR. First year was $1,100, second was about $1,800 (yeah, I know - wtf?!?!?) and this year back down to $1,545.

I am 28, have 60% NCB and no accident or claim history.

I know AAMI is A LOT cheaper, but I just don't trust them.

Matty P

[Tones]

Hi all,

Like i said earlier, the car is under two owners. I am with the NRMA. My car has no mods and I am 24yo and I got the 60%NCB.

I have dealt with NRMA before with my old car. I claimed once on stereo theft and once on an accident (someelses fault). Both times I had no trouble whatsoever. The repairer I chose happened to be NRMA approved. They inspected the car on NRMA's behalf, emailed photos of the damages to NRMA, and repaired the car in less than 5 days from memory.

The premiums differ sometimes for the quotes. I once rang NRMA twice on the same day and got two different prices (wtf). Maybe when shopping around you can mention something like you looking for a new insurer and they might give you a better price.

But the bigger insurance co.s definately are stricter on mods. Guess u gotta decide what u gonna do to yr car b4 buying insurance.

Tony

[platnm]

hey xtravagant,
my kit n wheels are insured
because its factory all we said was that it had factory aero kit and alloy wheels optioned.
cant think of the name who im with but, it went through a broker