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autxr
12-03-2001, 10:01 AM
Well, it's been enough time that the wounds are starting to heal so I thought I'd share...

Anyhow, a few weeks ago (Nov 18) our Celica had a little autocross mishap.

The scene is Virginia Motorsports Park, the weather was 70's, with a moderate track temperature (asphalt).

On my wife's first run (cold tires), the tail end of the car stepped out in a fast (50 mph +) slalom. There was no warning, it didn't wag, it just went sideways.

She quickly passed the point of no recovery and put both feet in. The car went into a slide, left the pavement and headed for a dumpster. The time with 2 feet in allowed her to get her bearings, see the dumpster and get off the brakes in time to start avoidance maneuvers. Unfortunately, the rear quarter panel and the dumpster made contact.

The car was drivable, but we parked it for the rest of the event. Aside from the damage to the car, and the damage to Sally's pride/confidence/ego, etc, all was well.

Not that seeing a car carsh is a good thing, but it did help Sally when 2 cars later a Z06 'vette went off at the exact same location and hit the same? dumpster (or one next to it). They changed the course after the Z06 went off.

We've spent too much time (over)analyzing the situation looking for something Sally did wrong, and we just don't find anything. She went out and drove agressively, and had a spin. Nothing too out of the ordinary, only this time there was a dumpster in the way. Had it been a spin elsewhere on course, it wouldn't have mattered.

Here are some pictures:
http://albums.photopoint.com/j/AlbumIndex?u=998383&a=14005629&f=

Picture 6 is the Celica (background) about 0.1 seconds before going into the slide. Picture 7 the damage on the passenger rear is evident. A few pictures later the corvette sequence begins.

Interestingly, the 'vette driver reports a similar experience. All was well (he may have been a little behind), but the car let go with NO warning, not a wag one way, then a spin the other, just a large sidestep of the rear end followed by a lot of vehicle movement in the wrong direction.

Sally is doing well, she's getting used to her first car wreck (never one before this), though, I think we will run street tires a few events just to get her back in the groove at a more comfortable limit.

The car is at the body shop, and the bills are mounting. The original estimate was $2200-2300, based on initial examination. Once they cut off the damaged panel, they found some unanticipated bent substructure, so the estimate went up to $3100. If all goes well, I will hopefully have the car back next week (or the week after). The target is for the next event on Dec. 16.

Insurance (USAA) is covering things (less the $500 deductible), and picking up our rental Ford Ranger to boot. I have no clue how our rates will be effected. I'll post when that becomes evident.

Scott

Mas
12-03-2001, 10:43 AM
Sorry to hear about the fender bender.

A few weeks ago someone out here parked a new M3 on the top of a planter on the side of our course. The tail started to wag and they thought they could "save it" by keeping their foot in it way to long. As the saying goes, if your out of control you've already lost a good time don't make things worse buy thinking you can save it.

Long story short:
Bent wheels, airbags, rear suspension, bent unibody, drive shafts
=$13,000 (I don't think he's going to involve the insurance co)

autxr
12-03-2001, 11:21 AM
Yeah, the corvette did a lot more damage. Rumor is there isn't a body panel that didn't need attention. In addition to the dumpster, he went thourgh a chain link fence.

He damaged (broke or bent) all 4 wheels (Fisk wheels I think, very pricey - any 18" corvette ZO6 wheels will not be cheap).

He also broke the drivers front upper? A-arm. Not to mention both airbags, a broken hood, broken front bumper, broken drivers fender, and some broken parts behind the bumper.

His insurance co (I think it is Progressive) is also paying. If I were the M3 driver, I'd probably file a claim - unless I had a *lot* of disposable income.

Scott

Fourgig
12-03-2001, 11:40 AM
Scott, if you don't mind my asking...how exactly do you explain an autox fender bender to your insurance company so that they'll cover it?

I'm hoping I never get into that situation, but just in case...

autxr
12-03-2001, 11:44 AM
I called them and told them the truth.

Others have made up stories, some of those others have been prosecuted for insurance fraud.

Believe it or not, most insurance companies will cover it. It is a driver training event, not a race. For them, wheel to wheel racing is a race, an autocross it is one car at a time. Subtleties, but it is enough.

I laid it all out, exactly how it happened, and where, what we were doing, etc.

Scott

Raymund
12-04-2001, 12:12 PM
The truth never hurts. I admire your integrity.

I assume the slalom course was only practice. How about if its being timed, will that be considered race with time?

autxr
12-04-2001, 01:36 PM
It was timed, they were aware of that too.

Scott

Fourgig
12-04-2001, 02:57 PM
Reason I ask is one of my team members asked AAA if his insurance would cover his car at an autox driving school. They told him "NO." This is a driving school, not even a normal autox event. :(

autxr
12-04-2001, 04:41 PM
It's really up to the company. USAA is covering me. I've heard that State Farm will cover it, as well as Progressive.

I was willing to pay, but figured it wouldn't hurt to ask (turns out they can raise your rates in NC just for asking, even if they deny the claim!).

So far, it will cost me $500 for a $3100 repair and the $400 I've put into a rental is also covered.

Scott