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Discussion Starter · #1 · (Edited)
I went to my bank today about refinancing my car through them. Right now, I have a loan through Toyota Financial paying 477/month at 12 % APR. My bank just approved me for a new loan at 347/month at 7.5% APR for 42 months!!! AND, they approved me for a 1500 loan. Now, I have an extra 300/month from refinancing and my new insurance!!
 

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Discussion Starter · #7 ·
I didn't do anything at all....no downpayment or anything. I just called and asked and they said sure. My car is actually worth more than I owe. I refinanced 13,897....And they said it's worth like 14,200
 
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