I was wondering if someone is involved in an accident and they are not at fault and i mean no fault at all, can their insurance jack up there rate even tho the other party admitted to fault and police report is provided and the other party paid for the damages? I need to know cause i know someone that is in this situation. They are not at fault and their insurance rasied their rates. It just doesn't make any sense. Please submit response if you can help. Thanks!!!!