How many months of established credit did you have before you went out and got your loan. What was your income? What interest rate did you land? I'm pullin in a little under 2500 a month paid weekly, and have about 5-6 months of established ontime payment credit. No credit card debt. I have about 1-2k to put down on a 10-12k loan. Any other loan suggestions like which lender to use, or things I should watch out for?